Having a good credit score can help you get a lower interest rate when you go to buy a car or a house, but not everyone has a good credit score. If your credit score is not as good as you would like it to be, then check out these tips to help you repair your credit. Believe it or not, your overall credit rating also affects your auto insurance premiums. So if you want to find cheap, quality car insurance, one way you can save money is to tie up those loose ends with the creditors. Insurance is all about risk, and someone with bad credit naturally poses a […]Continue Reading... No Comments.
Although getting hold of a copy of your credit report is relatively easy to do, it is also where things can start to get confusing. What are Charge-Offs? What are Inquiries? In this article we provide the answers to these questions, as we look at how to read a credit report. Just briefly we will look at the reasons why you may wish to request a copy of your credit report in the first place. The main reason is simply to check that the information is correct. Incorrect information can severely hinder your ability to be accepted for credit products. That leads to another reason why you may request a […]Continue Reading... No Comments.